Question by garnetgirl: Where can I get auto insurance at an affordable rate?
I sold my car and did not need auto insurance for more than a year. Now, I’ve purchased another car & the insurance co. won’t insure me because I had a lapse in coverage even though I did not have a car to cover?? I have a clean driving record & a valid license. What am I supposed to do? The car is paid for, but I want collision insurance. One co. offered me liability at the rate for collision!! Ridiculous!
Answer by Go with the flow
You have to ask for what you want.
Go to geico.com and progressive.com
Online you can input what you want in coverage.
Do not lie. Too many people here get denied because they fib.
Ex: If you have children (no matter what the age), tell them if they ask.
I see you have 2 teenagers. Just yesterday, someone got denied for a claim.
He was driving, his car was totaled. They found out he had a 15 year old in the car.
He lied on the application for car insurance about having children.
So…. do not lie about your teenagers. Understand?
These companies will deny any fib of any kind.
Know better? Leave your own answer in the comments!